Individual

Health

Finding health insurance on your own doesn’t have to be confusing — we’re here to help you explore your options and secure the coverage you need.

If you don’t receive health insurance through an employer, you still have access to comprehensive coverage through the Affordable Care Act (ACA) marketplace. These plans are designed to cover essential health benefits, including preventive care, hospital services, prescription drugs, and more — without exclusions for pre-existing conditions.

Plans are available in multiple coverage levels: Bronze, Silver, Gold, and Platinum — each with different premiums, deductibles, and out-of-pocket costs. Choosing the right plan depends on your healthcare needs, preferred doctors, medications, and budget. Our team is here to help make sense of these choices and guide you every step of the way.

Understanding Individual Health Insurance

How We Help With Individual Health Coverage

We understand that selecting health insurance is a personal decision. Our goal is to simplify the process and help you find an affordable plan that provides the protection and care you and your family deserve. During our consultation, we’ll:

  • Review your healthcare usage and anticipated medical needs.

  • Make sure your preferred doctors and hospitals are included in plan networks.

  • Check your medications against plan formularies to ensure coverage.

  • Help you determine if you qualify for premium subsidies or cost-sharing reductions.

  • Walk you through the enrollment process and key deadlines.